Treasury Management with Luminate Bank

You can copy an existing user to make a new user with the same access, entitlements, and limits. 

1. Go to Admin > User List

2. Select Copy User from the Actions drop-down list besides the appropriate user.

3. Complete the following fields for the new user. 

• Name
• Login ID
• Department*
• Email
• Phone
• Fax*

* These fields are not required.

4. Select whether the new user is a Super User, Admin, or both.

Super User - a super user has acess to all accounts and product feature permissions that are enabled for the company. This includes accounts and product features enabled in the future.

Admin - an admin can add, edit, delete, and approve company users.

5. Select Save Changes.

6. On the following fields, adjust the new user's access as needed:

• Account Access
• IP Access
• Time Access
• Entitlements
• User Limits

Note - by default, the new user has the same access and entitlement as the copy - from user.

7. Select Submit for Enrollment.

1. Go to Payments > Stop Payment > Create Stop Payments. 

2. Enter the account number, nickname, or balance for the Account field, or select Search to find the account number.

3. Select Single Check or Range of Checks, and then enter the check information in the text boxes available.

4. Enter the Payee, if applicable.

5. Enter the Remarks about the stop payment.

6. Select Review.

You can proceed to the Review tab.

7. Review the information entereed to ensure that it is accurate.

8. Select Confirm.

You can proceed to the Confirm tab. When the stop payment is processed, the following confirmation message appears with details. Stop Payment successfully scheduled.

Alternatively, the following message appears depending on permissions: Your request has been submitted for approval.

Note - From this page, you can select Add Another Stop Payment or Go to Stop Payment Activity.

User Create New User to create a user and set their permissions.

Required fields are marked with a red asterisk in Treasury Management.

1. Go to Admin > Create a User.

2. Complete the following fields.

• Name
• Login ID
• Department - this field is not required.
• Email
• Phone
• Fax - this field is not required.

3. Select whether the new user is a Super User, Admin, or both.

Super User - a super user has access to all accounts and product feature permissions that are enabled for the company. This includes accounts and product features enabled in the future.

Admin User - a admin user can add, edit, delete, and approve company users.

4. Select Save Changes. 

Continue to enter information by navigating the tabs in the sidebar.

Need an ACH limit increase?

Email Treasury@luminate.bank with the following information:

• Wire or ACH limit amount needed
• Reason
• When you plan on making transfer

Once you receive a confirmation email back from someone at Luminate Bank you will need to do the following in the Treasury Management system.

1. Click on Admin > User List

2. Click on Actions > Edit User next to the person initiating the ACH transaction

3. Make note of current limite for teh user you are changing.

4. On the left hand side, click on User Limits under ACH. Increase the daily initiation limit to what was requested - it may help to put a .01 at the end to know that it was a temporary limit. Also incrase the limits under the specific ACH company (transaction limit and daily limit)

5. Click on Save Changes.

6. Click on Submit on the top right **if you do not do this step, it will not be updated for the user**

7. Repeat process for Approver but put the limit under "Approval Limit"

Once the file goes out, please lower back the user limits to the original limit. 

Need a Wire limit increase?

Email Treasury@luminate.bank with the following information:

• Wire limit amount needed
• Reason
• When you plan on initiating wire

Once you receive a confirmation email back from someone at Luminate Bank you will need to do the following in the Treasury Management System.

1. Click on Admin > User List

2. Click on Actions > Edit User next to the person intiating the wire.

3. Make note of current limit for the user you are changing.

4. On the left hand side, click on User Limits under Wire. Increase the total daily limit to what was requested - it may help to put a .01 at the end to know that it was a temporary limit. Also increase the limits under the specific Wire Account (if applicable) (transaction limit and daily limit).

5. Click on Save Changes.

6. Click on Submit on the top right **if you do not do this step, it will not be updated for the user**

7. Repeat process for the Approver but increase the limit under "Approval Limit"

Once the wire goes out, please lower back to the user limits to hte original limit.

You can only initiate USD (domestic and international) wires using these steps.

1. Go to Payments > Wite > Wire Beneficiaries.

2. Select one or more check boxes beside the appropriate Beneficiary Name.

3. Select Initiate Payments.

The Wire Details page appears

4. Complete the required fields for each Beneficiary Name selected.

Beneficiary 

Type the beneficiary's name or select the search icon from your list of beneficiaries.

Wire Company

Select the wire company that is used to originate the wire.

Debit Account

Start typing the account number in this field, and the matching entry auto-completes. Select Search to select which account to debit.

Wire Amount

The amount of the wire transaction.

Frequency

Select one of the following options:

• One time
• Weekly
• Every Two Weeks
• Twice a Month
• Monthly
• Quarterly
• Every Six Months
• Yearly

Effective Date

The effective date the wire transaction occurs.

Purpose

Enter a short description of the wire.

Additional Information

Enter a specific memo that the beneficiary can view when they receive the wire. Select + Add to add additional information line, or select Delete to remove an additional information line.

5. Select Review.

You can proceed to the Review tab.

6. Review the information entered to ensure that it is accurate.

7. Select Confirm.

You can proceed to the Confirmation tab, confirming that you have created multiple wires.