Your Digital Banking Solution

Bank anytime, anywhere. Safely, securely, and on your terms.

Banking made brighter with Luminate.

You deserve banking that fits your lifestyle. With Luminate online banking and our mobile app, you can manage your money when and where it’s convenient for you. Pay bills, transfer funds, deposit checks, and even make contactless payments all from your computer, tablet, or smartphone.


From glowing mobile banking app reviews to secure, easy-to-use features, our digital tools are designed with you in mind.

Why choose Luminate online banking?

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Secure access to your accounts anytime

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Easy-to-use interface with 24/7 account management

Smartphone with a dollar sign on the screen, symbolizing mobile payment or financial transactions.

Pay bills online or through the app

Cash with arrows pointing both directions, representing a financial transaction.

Transfer funds between accounts or to others

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Set up account alerts to stay informed

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Integrated with your digital wallet for quick, contactless payments

Optimize Your Banking with Mobile Deposit

No time to visit a branch? Mobile Deposit makes it fast, easy, and secure to deposit checks without leaving your home or office. Simply snap a photo of your check using our mobile app and submit it instantly.

If you answered “yes” to any of these questions, Mobile Deposit is a smart choice:


  • Do you make more than two trips to the bank each month?
  • Is it hard to visit a branch during business hours?
  • Do checks sometimes sit uncashed?
  • Do you need faster access to your funds?
  • Do you have an iPhone, iPad, or Android device with internet?



Is Mobile Deposit right for you?

  • Save time by depositing checks 24/7 without a branch visit
  • Enhanced security with SSL and 256-bit encryption
  • Faster cash flow with quick, secure deposits

Benefits of Mobile Deposit

Add Your Cards to a Digital Wallet

Enjoy a more convenient, safe, and secure way to pay by adding your cards to your digital wallet.


Gone are the days of fumbling for the right card. Once your debit or credit cards are stored in Apple Pay®, Google Pay™, or Samsung Pay, you can pay in-store, online, or in-app quickly and securely.

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Reduce Fraud

Your card number is never stored on your device or shared at checkout. Each transaction generates a unique, one-time payment code that can’t be reused. Your wallet is secured by your device’s biometrics and passcode, so only you can authorize payments. All payment information is encrypted and tokenized for maximum security.

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Save Time

Most purchases take just seconds to complete with a digital wallet. You can shop online or in apps without typing in your card details. There’s no need to search for your wallet or enter credentials, making checkout faster and more convenient anywhere you shop.

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Make Contactless Payment

You can make safe, touch-free transactions without presenting a physical card. Simply hold your mobile device over the payment terminal to pay quickly and securely.

Ready to simplify your banking?

Our app and online tools consistently earn strong mobile banking app reviews, thanks to intuitive design, reliable performance, and our commitment to your security and convenience.


Get started with Luminate online banking and our mobile app today.

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