Personal banking for the modern person.
Banking made easy.
Personal Checking Account Options
Your personal checking account is a hub of activity, which is why you need a reliable bank. At Luminate Bank, you'll have access to the best plans for your future finances, including our Radiant Checking options, designed to brighten your financial management.
Luminate Brighter Checking
This account option offers unlimited check writing and includes a large network of surcharge free ATM's.
No minimum balance, no monthly service
- Interest bearing up to 2.02% APY*
*Annual Percentage Yield for the Luminate Brighter Checking, 2.02% APY. No minimum balance. Rates are subject to change after account is opened. Fees could reduce earnings on the account. Rates effective as of 9/21/2024
What do you get with your checking account?
Online Banking
With Luminate Online Banking, access your funds anytime, anywhere—just with internet access from your computer.
Bill Pay
No paper checks? No problem! Our online bill pay options streamline your transactions, eliminating the need for paper while simplifying your finances.
Mobile Deposit
With the Luminate Bank Mobile App, depositing checks is a breeze, ensuring that your banking keeps pace with your busy life.
Alerts
Stay informed and sign up for account alerts, keeping you updated on your finances so you can focus on what matters most to you.
Brighter Checking
Luminate Bank is committed to aligning with your financial and lifestyle goals, providing flexibility through our array of products and services, including Radiant Checking. Whether for personal or business use, our checking accounts are designed to handle high transaction volumes, offering you the tools and plans you need for effective financial management.
Eager to explore your options? Contact us to discover the
checking solutions tailored for you and your family, ensuring a brighter financial future with Luminate Bank.
Have a question or concern for our team?
We're ready to help!
COMPANY
Luminate Bank
