News & Updates


Two hands, one light-skinned and one dark-skinned, holding a one-dollar bill against a gray backdrop.
By Luminate Marketing Team February 5, 2026
Learn how instant money transfers reduce waiting and uncertainty, helping you move money between banks with clearer timing and control.
By Luminate Marketing Team January 30, 2026
Luminate Bank has been ranked #2 among the fastest-growing Twin Cities banks by real estate lending, according to the Minneapolis/St. Paul Business Journal.
Person using a calculator surrounded by documents, money, and a laptop on a wooden desk.
By Luminate Marketing Team January 29, 2026
Learn what financial readiness for homebuyers really means and how early preparation can reduce stress and help you move forward with confidence.
By Luminate Marketing Team January 22, 2026
Thinking about selling your home in winter? Learn why fewer listings, serious buyers, and seasonal trends can work in your favor.
Man surrounded by cardboard boxes, holding one, with a concerned expression in a room.
By Luminate Marketing Team January 15, 2026
Not sure if you’re ready to buy a home? Ask these 5 key questions to understand your finances, affordability, and homeownership readiness.
Calendar showing the months of February and March 2026. The calendar is white with dates printed in black.
By Luminate Marketing Team January 8, 2026
One of the biggest myths about improving your finances is that you need a clean slate to make progress. A new year. A blank budget. A complete reset. But that’s not what’s actually happening as people move into 2026.
Woman sitting, using a smartphone, with a brown bag beside her on a brick surface.
By Luminate Marketing Team January 6, 2026
Luminate Bank now offers near-instant bank transfers. Move money between financial institutions securely and without delays.
Clipboard with blank paper, a credit card, a journal that says
By Luminate Marketing Team January 1, 2026
Asking the right questions now can help you move into 2026 with more clarity, fewer financial stress points, and a structure that actually supports your life.
Person sitting, stressed, holding bills and credit cards, on wooden floor.
By Luminate Marketing Team December 24, 2025
When you hear the phrase debt consolidation, it often carries an unnecessary weight. As 2026 approaches, that’s not how most people are thinking about it. And you shouldn’t either.
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