News & Updates


Padlock and keys in front of the American flag.
By Luminate Marketing Team November 7, 2025
History shows the housing market bounces back quickly after a government shutdown. See what the numbers say and what to expect.
Houses with price tags in the sky, blue sky with white clouds.
By Luminate Marketing Team October 31, 2025
“Let’s price high and see what happens.” In today’s shifting market, that strategy can backfire fast.
Miniature house surrounded by wooden blocks with question marks.
By Luminate Marketing Team October 23, 2025
From reverse mortgages to financing acreage, get straight answers to special mortgage situations buyers face.
Man offering salad to laughing woman in a kitchen, bright sunlight, casual attire.
By Luminate Marketing Team October 17, 2025
Wondering if rates will rise or if you should remodel before selling? Get expert insights to time your next move.
Hand putting coin into a clear piggy bank, money on table.
By Luminate Marketing Team October 10, 2025
Welcome back to our Homebuyer FAQ Series, a four-part October blog series where we’re answering real questions from real consumers about the mortgage and homebuying process.
Hands holding house key.
By Luminate Marketing Team October 3, 2025
We’re kicking off our Homebuyer FAQ Series, where we answer real questions from real consumers. This first post is all about the basics every homebuyer should know.
Person writing on box labeled
By Luminate Marketing Team September 26, 2025
More homeowners are buying their next house outright, without taking on a new mortgage. And if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.
Red line graph trending downwards on a dark blue grid, suggesting a market decline.
By Luminate Marketing Team September 19, 2025
Shouldn’t cheaper borrowing from the Fed mean more affordable home loans for buyers? Unfortunately, the reality is more complex.
Person in suit holding phone with floating app notification icons.
By Luminate Marketing Team September 12, 2025
Learn how the new Homebuyers Privacy Protection Act protects your information and simplifies your homebuying journey with Luminate Bank.
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