News & Updates


By Luminate Marketing Team • September 23, 2026
Building a home? Learn how construction loans work, what to expect during the process, and how construction financing differs from traditional mortgage options.
By Luminate Marketing Team • September 17, 2026
Your monthly payment may include principal, interest, property taxes, homeowners insurance, and mortgage insurance, depending on how your payments are structured.
By Luminate Marketing Team • September 10, 2026
If you're sitting on a mortgage rate you don't want to lose, a second-lien renovation loan may allow you to keep your mortgage while giving you access to equity.
By Luminate Marketing Team • September 2, 2026
When you buy a condo, your lender may look at more than just you and the unit you want to buy. They may also need to review the condominium project itself.
By Luminate Marketing Team • August 20, 2026
Luminate Bank® announced it acquired select assets from First State Mortgage Services. Many members of the First State Mortgage team will join Luminate Bank.
By Luminate Marketing Team • August 20, 2026
Luminate Bank is an FDIC-insured bank and a full-service mortgage lender, offering business banking, commercial financing, and residential mortgage solutions.
By Luminate Marketing Team • August 18, 2026
Homebuyers have become a common target for cybercrime as scammers impersonate lenders, but knowing what to watch for is one of the best ways to protect yourself.
By Luminate Marketing Team • August 11, 2026
Getting closer to retirement? Learn how to prepare your home, use home equity, finance improvements, and understand HELOCs, home equity loans and reverse mortgages.
By Luminate Marketing Team • August 4, 2026
When the kids head off to college, many parents begin asking whether the larger house they bought for a busy family still makes sense for their everyday life.
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