We’re kicking off our Homebuyer FAQ Series, where we answer real questions from real consumers. This first post is all about the basics every homebuyer should know.
More homeowners are buying their next house outright, without taking on a new mortgage. And if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.
Shouldn’t cheaper borrowing from the Fed mean more affordable home loans for buyers? Unfortunately, the reality is more complex.
Learn how the new Homebuyers Privacy Protection Act protects your information and simplifies your homebuying journey with Luminate Bank.
Discover high-yield savings, flexible mortgage loans, Non-QM options, and business banking solutions—all with a human touch at Luminate Bank.
Rising new home inventory has sparked comparisons to 2008, but today’s housing market tells a different story. Learn why supply is still low, what it means for homebuyers, and how local trends play a role.
No matter how scammers come for you, their goal is always the same: to gain access to your money or personal information. At Luminate Bank, your security is a top priority, which is why we want you to feel confident recognizing the red flags of fraud.
Behind the scenes, there’s a whole lot of digital window shopping going on, and the numbers prove it. Buyer curiosity is heating up, and that could be great news if you’ve been considering selling.
For years, home prices seemed like they could only go one direction: up. But fresh data suggests we might be entering a turning point, and for both buyers and sellers, that could mean a shift in strategy.
