News & Updates


Man offering salad to laughing woman in a kitchen, bright sunlight, casual attire.
By Luminate Marketing Team October 17, 2025
Wondering if rates will rise or if you should remodel before selling? Get expert insights to time your next move.
Hand putting coin into a clear piggy bank, money on table.
By Luminate Marketing Team October 10, 2025
Welcome back to our Homebuyer FAQ Series, a four-part October blog series where we’re answering real questions from real consumers about the mortgage and homebuying process.
Hands holding house key.
By Luminate Marketing Team October 3, 2025
We’re kicking off our Homebuyer FAQ Series, where we answer real questions from real consumers. This first post is all about the basics every homebuyer should know.
Person writing on box labeled
By Luminate Marketing Team September 26, 2025
More homeowners are buying their next house outright, without taking on a new mortgage. And if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.
Red line graph trending downwards on a dark blue grid, suggesting a market decline.
By Luminate Marketing Team September 19, 2025
Shouldn’t cheaper borrowing from the Fed mean more affordable home loans for buyers? Unfortunately, the reality is more complex.
Person in suit holding phone with floating app notification icons.
By Luminate Marketing Team September 12, 2025
Learn how the new Homebuyers Privacy Protection Act protects your information and simplifies your homebuying journey with Luminate Bank.
Woman in glasses looks at her phone, working on a laptop at a desk. Paintbrushes in a jar are on the left.
By Luminate Marketing Team September 5, 2025
Discover high-yield savings, flexible mortgage loans, Non-QM options, and business banking solutions—all with a human touch at Luminate Bank.
Pile of toy houses with a downward red arrow, symbolizing a housing market decline.
By Luminate Marketing Team August 28, 2025
Rising new home inventory has sparked comparisons to 2008, but today’s housing market tells a different story. Learn why supply is still low, what it means for homebuyers, and how local trends play a role.
A person wearing a cap and glasses looks at code on two computer screens. Lit by blue light.
By Luminate Marketing Team August 22, 2025
No matter how scammers come for you, their goal is always the same: to gain access to your money or personal information. At Luminate Bank, your security is a top priority, which is why we want you to feel confident recognizing the red flags of fraud.
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