Looking for your next homebuying option?
The Luminate Team is ready to help.
Let's get you on the right path.
Buying a home is exciting—but let’s be real, it can also feel overwhelming. In fact, just thinking about the process is enough to make some people hesitate. But whether you’re just starting to explore your options or ready to take the next step, we’re here to make things simple. Let Luminate brighten your path to homeownership and take the stress out of the home loan process.
First-Time Homebuyers
Are you a first-time homebuyer looking to start the homebuying journey? Do you have no idea where to start, or maybe even what questions to ask? Don’t stress—Luminate has you covered.
Since 1998, our team has been working with first-time homeowners just like yourself. We work hard to get you the best interest rates and mortgage rates possible, and always keep your priorities in mind. You won’t hear any gimmicks or sales pitches from us, because we want to respect your time and make the process as clear as possible.
Down Payment Assistance
When you’re making a large purchase like a home, you always want to make sure you have your investment covered. If you are feeling the financial strain of such a big purchase, you may want to consider looking into down payment assistance.
Our team can help set you up for success by going over some options of down payment assistance programs that may be available to you. So instead of stressing about whether or not your down payment percentage is high enough, let’s try and ease those worries with help from Luminate Bank.
Refinancing
First of all, congrats on already being a homeowner! You’ve gotten through some of the most challenging aspects of homeownership, so now you can just sit back, relax, and fully enjoy your home investment. Well, sort of—do we ever really relax as homeowners? There always seems to be some big project standing in the way. Luckily, you may be able to qualify to refinance your current mortgage!
Refinancing can help alleviate upgrade costs, help you consolidate debt, or even lower your mortgage rate. Talk to one of our team members today to see what we can do for you!
8,236+ Clients
Served in 2023
4.9 Star
Average Rating
40,994 Reviews
And Counting
21 Days
Average Loan Start to Close
Still unsure about your next step as a homebuyer?
Get in touch with our team, and we’ll be happy to answer any questions you may have. Trust us—there’s no such thing as “too many questions”—we want you to have complete clarity and transparency throughout the entire home buying process.
Here at Luminate Bank, we truly believe in our mission and core values. We focus on people like you because we understand that character does count. We stay humble and work hard so that the lending process stays approachable and transparent every step of the way.
Have a question or concern for our team?
We're ready to help!
COMPANY
Luminate Bank
NMLS# 1281698
