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Got questions? We’ve got answers.

What does Luminate Bank do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:


  • Social Security number and Income
  • Payment History and Account Balances
  • Credit Score and Credit History


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Luminate Bank chooses to share; and whether you can limit this sharing.

Contact Us with Questions Mail in Opt-Out Form

Rev. 2/25

Privacy Policy Updated 2/2025

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