Business Checking Account Options
As your business checking account tends to handle substantial funds, it is crucial to have a banking institution you can rely on. Luminate Bank offers a range of comprehensive plans designed specifically for businesses like yours. Our expertise in business banking allows us to offer tailored solutions that align with your future financial goals and objectives.
Business banking reimagined for the future.
Focus on growth, leave the rest to us.
Small Business Checking
Non-interest bearing
Minimum balance of $300 to avoid a $5 service charge
$0.20 per debit if the balance is under $300.
Brighter Business Checking
This account option offers unlimited check writing and includes a large network of surcharge free ATM's.
No minimum balance, no monthly service
Interest bearing up to 2.02% APY*
Business Checking
No monthly minimum balance requirement
No monthly minimum balance, $10 monthly service charge
$0.20 per debit and then an offset credit of $0.15 per $1,000.00
*Annual Percentage Yield for the Luminate Brighter Checking, 2.02% APY. No minimum balance. Rates are subject to change after account is opened. Fees could reduce earnings on the account.
What do you get with your business checking account?
Online Banking
With just a stable internet connection, you can conveniently access and manage your funds directly from your computer. It's really that simple.
Bill Pay
Prefer to go paperless? Our online bill pay options are a perfect solution. Say goodbye to paper checks without any worries or inconvenience!
Mobile Deposit
Our app is here to provide you with a seamless banking experience, allowing you to conveniently access and manage your accounts anytime, anywhere.
Alerts
Stay informed about your accounts by signing up for alerts! With our alert system, you can have peace of mind and stay in control of your financial affairs.
