Open an account anytime, anywhere.
It's that simple.
Open a Checking Account
Are you looking for a checking account that's flexible and has plenty of unique features? Our checking accounts come with features such as online banking, mobile deposit, and bill pay to make managing your finances convenient and hassle-free. Plus, with our exceptional customer service, you can rest assured that we will be here to assist you every step of the way. The best part? You can sign up online anytime, anywhere!
Luminate Brighter Checking
Requires $100 Minimum Opening Deposit
No Minimum Balance, No Monthly Service Charge
Interest bearing up to 2.02% APY*
*Annual Percentage Yield for the Luminate Brighter Checking, 2.02% APY. No minimum balance. Rates are subject to change. Fees could reduce earnings on the account.
Open a Savings Account
At Luminate Bank, we understand the importance of saving for the future. That's why we offer a variety of savings accounts to help you achieve your financial goals. Whether you are saving for a down payment on a home, planning for your child's education, or simply looking to build your emergency fund, we have a savings account that fits your needs. Our accounts offer competitive interest rates and flexible terms, giving you the opportunity to grow your savings over time.
CDs
Requires $500 Minimum Opening Deposit
Interest Bearing Up to 4.06% APY
Current Online Enrollment Options: 6 month, 12 month, 18 month, and 25 month CDs
Luminate Brighter Savings
Requires $100 Minimum Opening Deposit
No Minimum Balance, No Monthly Service Charge
Interest Bearing Up to 3.04% APY
Money Market Savings
Requires a Minimum of $1,000 to Open
Minimum Balance of $1,000 to Avoid a $10 Monthly Minimum Balance Fee
Interest Bearing Up to 2.78% APY – Tiered Rates
